Many people believe everything or almost everything they read in newspapers or hear on radio. A few years ago I   (1)   a story about a husband and wife who made a   (2)  mistake. They had gone shopping and had taken their small baby   (3)   with them. After they had finished their shopping, they returned to their car to go home.   (4)   they reached their car, they put the baby in the plastic baby carrier that   (5)   rode in for safety. The couple then   (6)   in their car toward home. After they had driven a few miles, they   (7)   the back seat to see how the baby was. To their surprise, the baby was not there. According to the   (8)  , the couple had put the plastic seat and the baby on the top of the car but had   (9)   to put him inside the car. They had driven away with the baby on the top of the car.

The couple drove back   (10)   the store but did not find the baby. They called the police, and the police said that they   (11)   the baby and that the baby was   (12)  . The baby had fallen from the top of the car but had been   (13)   by his plastic seat. The   (14)   couple took their baby home and were always careful after that.

There was one thing   (15)   with the story. It was not true. Stories such as this one are often   (16)   in newspapers and on radio and television. Because they are read and heard   (17)   that usually report the truth, many people believe them. People also believe them because, like the story   (18)  , they have something unusual or frightening about them. What is   (19)   is that newspaper and radio reporters   (20)   believe them.

In the north of Scotland there is a lake called Loch Ness. It is the biggest   (1)    in Britain. It is over thirty kilometers long and nearly 300 meters   (2)   It is cold and dark and not many people went there until after 1930. Then a road was made   (3)   the lake.

Holiday makers began to use the road, and this was when the  (4)  began. Someone said that he had seen a monster(妖怪) in the lake. He said it was twelve meters long. It had a long   (5)  and a small head. Then someone else said he heard  (6)  . Others said the same thing and in 1933 a London doctor took a   (7)  . It   (8)   like a monster with a long neck and a thick body but the photo was not too  (9)  . The newspaper printed the picture and   (10)   it the Loch Ness monster, or “Nessie”. Then the argument began.   (11)   people, however, were certain there was something living in the lake. Others said there was   (12)   there. In 1961, a lot of people joined together to make a real   (13)   to see and photograph the monster to find   (14)   there was one! Several times people thought they saw something but after ten years there was   (15)   no real proof（证据）.

Later underwater television cameras were used, but   (16)   found any real proof. However, they  (17)  find something interesting: a huge underwater cave. It was big enough to be   (18)   of a monster, but of course, this was not a proof. In 1975,however, some American scientists  (19)   a search group. They used an underwater camera. It took pictures every seventy seconds. Some of the pictures seemed to show a redbrown creature. Its body was about four meters long,  (20)  had a very ugly head on the end of a four-meter neck. Many people then began to believe in the monster. But even today we can’t be certain.

Many children first learn the value of money by receiving an allowance(零花钱). Parents often   (1)  their children some money they may spend as they wish. The   (2)  is to let the children learn from   (3)  at an age when money mistakes are not very big.

A child may   (4)   an allowance each week or each month. The amount is not so important. But parents should make   (5)  what the child is expected to pay for with the money. At first, young children may spend all of their   (6)  soon after they receive it. If they   (7)  this, they will learn the hard way that spending must be done within a (n)  (8)  . Parents should not offer more money until the next allowance is to be  (9)  . Older children may be responsible enough to plan larger costs like those for clothing. The object is to  (10)   young people that a plan requests choices between spending and  51 .

Many people who have  (11)  on the subject say it is not a good idea to pay your child for  (12)   around the home. These jobs are a(n)  (13)  part of family life. Paying children to do extra around the house, however, can be   (14)  . It can even help children understand how a business   (15)  . Allowances give children a   (16)   to experience the three things they can do with money. They can  (17)   it in the form of gifts or giving to organizations. They can spend it by  (18)  things they want. Or they can save it. Saving helps children  (19)  that costly goals cause loss: you have to cut costs and plan for the future.