1．

2． Americans spend a lot of money in their daily lives． Working people spend money on transportation to and from work and on various expenses throughout the day， Americans enjoy shopping and buy many things that they need and want，（1）______They buy sports equipment， go to movies and do many things that cost money．
    However， many Americans don't pay cash or write checks for these things．（2）______Credit cards are small， rectangular plastic cards， It is very convenient to carry them about．
    （3）______When the customer buys something at a store， he shows his card at the store． This permits the store to charge the bank for the customer's purchase， The bank collects all the charges for each customer， Then once a month the bank requires the customer to pay the charges for that month．（4）______It allows the customer to pay for the charges in several payments over a period of time，However， the bank requires the customer to pay interest（利息）on the unpaid part of the charges． In this way the bank allows customers to buy things they cannot afford at one time． People can use the card to buy what they want and pay for it over a period of time，（5）______．

A． It brings great benefits to the rich．
B． Banks give these cards to their customers．
C， They spend a lot of money on entertainment．
D． They also do not need to carry a lot of money．
E． People may spend less money in this way．
F． More and more Americans pay for things with credit cards．
G． The bank does not force the customer to pay the full amount．

3．

4． A large number of students______ （take）part in the school sports meeting， and even some teachers joined in the activity______ well．  In fact， teachers and monitors who were in charge______ the activity played______ important part in it．

5． One day，I heard an American boy say to a Chinese student of English，“You speak very good English．”But the student answered，“No，no．My English is very poor．”The foreigner was quite  _____(surprise)at the answer．

What’s wrong with the student’s answer? He didn’t accept the compliment in____same way as the American people do．He should say“Thank you”instead of“No”．He _____(real) understood what the American boy had said，____he thought he should be modest．In the west，people will feel proud and confident when they____(praise)．So if someone says the dishes you have cooked are very delicious，you should say“Thank you”．If someone says to a woman“You look so____(beauty)with the new clothes on”，she must be very happy and say“Thank you”．

If you are modest and say“No，I'm afraid I can’t do it well”while _____(work)in a western country，the others may think that you really cannot do it．If you often say“No”，you will certainly be looked down upon by others．If asking_____a job，one says something like“Yes，I can certainly do it” instead of Let me have a try he or she will hope ____(get)it. So in the west，you should be brave to show your_____(confident)!

6．

Gavin:What are the basic rules for 61. ________ (apply) to a US graduate school?

Agent:The process is complicated, so make up your mind soon. In most cases, the 62. ________ (early), the better.

Gavin:What should be done first?

Agent:Reading information about international study 63. ________ (consider) essential. You can discuss this with your family, teacher and friends. If possible, turn to those who have the experience of studying abroad, 64. ________ should help you learn some rules, including some basic 65. ________ (require).

Gavin:Should this work be done before 66. ________ after the GRE and TOFEL exams?

Agent:Before the exams.

Gavin:How long does 67. ________ take a student to make preparations for the two exams?

Agent:At least six months, but that also depends 68. ________ his or her level of English.

Gavin:OK. Whatˈs the next step?

Agent:Write to the chosen schools 69. ________ (ask) for admission and scholarship application forms.

Gavin:What are the necessary application materials?

Agent:They 70. ________ (usual) include a personal statement, letters of recommendation, resume, study plan, scholarships and copies of your GRE and TOFEL scores.

Gavin:Got it. Thank you.

7．
When it comes to being socially successful, the quantity of your relationships is irrelevant. The important thing is the quality of them. I would rather have a small team that works in concert than a big team so scattered（分散的）that nothing ever gets done. It’s better to have a few close friends who love you for who you are than a lot of acquaintances who you’re not so comfortable with.Here are five ways you can make people enjoy being around you.
Be confident, but not cocky.There is a big difference between healthy confidence and arrogant（傲慢的）cockiness. A confident person, when complimented about a wonderful thing they did, would reply with a simple “thank you.” A cocky person would take the opportunity to perform an unscheduled Academy Award acceptance speech. A confident person would offer praise for everybody who contributed to their success. A cocky person would claim all the credit for themselves without a second thought. Cocky people might experience temporary perks, but long-lasting success is a prize reserved for the confident.


Be approachable, but not a pushover.
You should welcome your friends and coworkers with open arms. It’s hard to find a person who will offer a listening ear in time of need, so fulfilling that need will help you become a person people trust. But there can be too much of a good thing. If you find yourself with invitations you’re not that interested in, don’t be afraid to politely reject them. If your schedule becomes occupied by people desiring your attention, set some ground rules and prioritize（优先考虑）. To take care of others, you must first take care of yourself.

Be direct in expression, but not nasty in delivery.
Receiving honesty with no filter （过滤）is like finding a massive glass of ice water during a desert adventure. Speak words of truth, and people will be refreshed to hear them. Most people sugarcoat their opinions, so a willingness to tell it how you see it will win the appreciation of your friends and coworkers. But here’s the catch: delivery is everything. There is a big difference between “Your article sucks” and “I like the general concept, but I think it might play better if you try if from a different angle.” Truth is something you should aim for, but it isn’t a ticket to be nasty to people. To deliver honest and helpful feedback, use this sentence structure: “ I liked (insert positive quality), but I think it would be better if (constructive criticism/ suggestion for improvement).”

Be mindful of your actions, but not absorbed in yourself.
Have you ever found yourself nervous while fielding questions in a job interview or talking to a cute person you have a crush on? So eager to make a positive first impression that you can’t escape the constant stream of thoughts causing you to doubt if you’re saying and doing the right things? As a consequence, you might find yourself so self-absorbed that you can’t focus on what the other person is saying. The less time you spend questioning yourself and the more time you spend actively listening to the other person, the better off you will be.

Be assertive, but not overbearing.
There is a thin line between being assertive and overbearing, so let’s take a look at their definitions.
assertive (adjective): having or showing a confident and forceful personally
overbearing (adjective): unpleasantly or arrogantly domineering （专横的）
An assertive person would confidently (and politely) ask friends or networking contacts for help if they needed it (and hopefully offer to return the favor). An overbearing person would force people to get what they wanted without a second thought about how their actions affected others. Being overbearing will make people avoid you because no one wants to help a pushy person. 
Being assertive will attract people to you, if you can reflect confidence and enthusiasm.
                                   Five Secrets of Socially Successful People

Outline	Details
Brief introduction	The quality of your relationship 72._________ whether you can be socially successful. Having a few truly close friends is what really 73. ________
71._________ to make people enjoy being around you	●  The responses of confident and cocky people 74._________when they are    highly thought of for what they do. Learn to be confident.
	●  Listening to others in need helps you win 75.__________.●  Turning down 76.__________ you show no interest in is acceptable
	●  You will be appreciated if you express your opinions in a 77.___________   manner.
	●  Be mindful of your actions. wanting 78.__________ to impress others will    cause you to fall into self-absorption.
	●  By 79.__________ their definitions, you will see the differences between   “assertive” and “overbearing”. Being overbearing will make people avoid    you 80.__________ being assertive will attract people to you.

8．

When you read a story in English, do you read it for the story 61       for the English? This is a question that is not so62       (fool) as it may seem, for I find that many students of English pay far more attention to the story 63       to the English. For instance, they care for how the mystery in the story64       (solve), but do not remember a single sentence in the story and cannot tell what preposition(介词) is used before a certain word in the speech of a certain character.  

Of course, if you want to know the 65      only, you need not bother about the language. But a student of English is different 66        a student of stories or what is called the general reader. As you may also have learned from the above, you ought to read not only very67__  (careful) but also aloud68      you learn the passage by heart and can recite it as if it were your own. On 69       hand, this will teach you many useful words and phrases; on the other hand, it70       (help) you to avoid many mistakes and faults in expression.

9．

The “selfie” is used to describe the self-taken photo, often from a smartphone. Someone takes about 10 selfies each time he does, and he only ends up    61    ( post) one or two of those. He picks the one that he feels make him look the    62    ( good). In that picture, he gains confidence. For that moment, everything bad or terrible that has happened to him is    63    ( remove), because that smile is what gives him the    64    ( determine) to love himself.

I read   65    poem recently and the young man said, “If I ask you    66    you love, the answers will most likely roll off your tongue. You love to read. You love to write. You love your mom, you daughter, or your best friend. How long do you think you can go on and on before you say ‘I love    67    (I)’?”

That statement hit me like a ton of bricks. I’ve struggled with confidence all my life. I still do. And in    68    way am I saying that taking a selfie is a gateway    69    confidence.    70   , the selfie does deserve some credit for allowing individuals to express themselves.

10．

Chronic disorganization occurs when one is habitually disorganized over a long period, which means the person is constantly unsystematic in how he conducts life and business. One suffering from this problem may find relief in the fact that it isn’t actually a disease or even an “official” disorder. It’s the continued lack of organization in one’s life.

Someone may become addicted to collecting a certain thing yet never organize the collection as it grows out of control. This can especially be a problem for those with a lot of time and money at hand, yet the problem can be serious for any type of person in a wide variety of situations.

One’s personal attitude can often be a big part of why the chronic disorganization exists. Once the attitude of acceptance about being a “slob” is in someone’s head, it’s hard to remove. If someone tells himself that he is a slob, he will likely live up to that self-image created by him or by those around him.

One first receives true awareness of the disorder of chronic disorganization when it starts to negatively affect relationships with friends and family members. Everybody becomes affected by this situation, especially those sharing living places with the one involved.

The National Study Group for Chronic Disorganization (HSGCD) recommends that one get help through a professional organizer. The study found that all of the subjects in the study had problems with making decisions. There were varied reasons given for this problem of decision-making. Among them were fears and prioritizing issues. Research is ongoing for the link between problems in decision-making and chronic disorganization.

Chronic disorganization often begins with situational disorganization, something most people experience at some point. Someone who has lost someone significant to him may start to be troubled by disorganization after a divorce. Someone who experienced changes in life and in his career may intend to let things like organization and order fall by the wayside. However, one doesn’t instantly have chronic disorganization.

“If you’re going through hell, keep going.” That’s an old saying that’s true about one’s struggles with chronic disorganization. Every person has the power to change within himself. It’s a matter of staying organized, one day at a time. Those who have left chronic disorganization in the past have often done so by promising to stay organized simply for that single day.

Definition	It means that the person has a(n)（71）__________ of being disorganized in life and business over a long period.
(72)__________the problem	●One example is that an addict (73 ) ___________ to organize the collection. ●The (74) ___________ of chronic disorganization is partly affected by one’s personal attitude. ●One doesn’t realize the disorder of chronic disorganization until it has (75) ____________ effects on the relationships with friends and family members.
The (76) ____________ of the study	All subjects in the study suffer from the problem of poor decision-making, which is (77) _____________ with chronic disorganization.
Warning (78)____________	Losing someone significant, (79) _____________ a divorce or changes in one’s life and career.
Good news	When in (80)_______ with chronic disorganization, every person has the power to change, at least one single day at a time.